©WEBSITE TERMS OF USE

(Updated January 17, 2019)

DISCLAIMER

This blog, www.moneyandmountains.com, and all of its writers hereafter called “company”, “I”, “us”, “we”, “blog”, “website”, “site” provide information which should not be considered to be legal, business, tax, financial, professional, or other advice. All information is the personal opinion of the writer(s) and is meant for the purpose of information and entertainment only. Use of this website does not constitute a professional or business relationship. “You” refers to anyone reading this site. You should always seek advice from a certified professional and do your own due diligence regarding your area of specific need prior to making any financial or other. Information included on this website is based on our own experiences and is in no way guaranteed to lead to any financial, personal, or other success for you.

DISCLOSURE

Partnership with businesses, affiliate marketing programs or the like are possible as part of this site. Promotion of products on this site may result in a commission or other financial or professional benefit for us. The receipt of compensation does not compromise the integrity of our recommendations.  If you make a purchase through any link advertised here, we may receive compensation. You are not obligated to obtain products through the use of these links. We do not accept responsibility for the advertising, services, or products provided by any third party sites or any damage which may result from their use.

Information shared regarding the work of others is based on personal experience and opinion and cannot be guaranteed to be accurate for your situation. As such, you accept that you must obtain accurate information prior to making any kind of decision relating to products, services, coaching, etc which they may provide.

You agree not to hold liable any member of the Money and Mountains team for success or failure resulting from your use of information presented anywhere on this site including in sponsored posts. Sponsored posts are possible and may result in monetary gain for us.  

NO WARRANTIES

There are no warranties for any products, services, or opinions included on this site. We make no claim that information presented is guaranteed to be accurate, up to date, error free, and applicable to your unique circumstances. Information presented on this site may become outdated with time and we take no responsibility for inaccuracies.  

ACCEPTANCE OF DISCLAIMER, TERMS AND CONDITIONS, AND PRIVACY POLICY

Use of this website indicates that you accept the Disclaimer, Terms and Conditions, and Privacy Policy of this site. 

LIMITATION OF LIABILITY

You agree that we are, under no circumstances, responsible for any damages resulting from your use of our site. Use of this website means you accept risk and responsibility for your resultant actions. We are not responsible for any damages which may occur as a result of your use of this website or any website connected to it.

Terms and Conditions

By visiting and using https://moneyandmountains.com (hereinafter the “website”), you accept and agree to be bound by these Terms and Conditions including our Disclaimer and Privacy Policy posted on the website and incorporated herein by reference.

The term “you” refers to anyone who uses, visits and/or views the website. www.moneyandmountains.com (“company”, “I”, “we” or “us”),in its sole discretion, reserves the right to alter or change the terms and conditions at any time without notice and by using the website, you accept those amendments.

You are responsible for checking for updates to our terms and conditions and disclaimers periodically.

Continuing to use the website after any changes are made to the Terms and Conditions, Disclaimers, or Disclosures, constitutes that you accept changes and updates which were made. If you do not wish to be bound by these Terms and Conditions you must not use or access this website.

INTENDED USERS

Information presented on this website is intended for residents of the United States who are over the age of 18 years only. Children under the age of 13 are prohibited from using this website or submitting information to us. Information of children under the age of 13 is not knowingly collected or used. The author of this site currently resides in Wyoming, United States. Use of information provided as part of this site is not guaranteed to be appropriate for or legal in locations outside the United States including but not limited to use in the European Union.

PRIVACY POLICY AND DISCLAIMER 

Your acceptance of the Privacy Policy and our Disclaimer is incorporated expressly into the Terms and Conditions presented on this site. Please see our Privacy Policy and Disclaimer for additional information.

INTELLECTUAL PROPERTY

All content on this website is owned by us and is protected by copyright. You may not distribute, modify, or copy any content from this site without the express and prior written permission from us. Your use of this site constitutes your agreement to abide by copyright, trademark, and intellectual property rights. You are responsible for any violation of these terms and conditions.

USER CONTENT AND LAWFUL USE OF THE WEBSITE  

By posting any information on this site you certify that you are the owner of the intellectual property shared and that you have the right to distribute the information provided.

You agree that any damages resulting from your violation of the Terms and Conditions is your responsibility.

MONITORING AND TERMINATION

We reserve the right to monitor all content you may publish on this site and may remove it and/or terminate your rights to use this website for any reason, at any time, and without notice as we deem appropriate.

INDEMNIFICATION

You agree to indemnify and hold the company harmless from all losses, damages, expenses, claims, costs, and fees incurred from your violation of the Terms and Conditions as well as from your use of any information presented on the website or your negligence.  

ENTIRE AGREEMENT

The Terms and Conditions and our Privacy Policy and Disclaimer constitutes the entire agreement between you and the company with respect to the website and supersedes all prior or contemporaneous communications, discussions, negotiations or proposals whether electronic, oral or written with regards to the website.

SEVERABILITY 

If any provision in these Terms and Conditions is deemed by a court, regulatory authority or other public or private tribunal of competent jurisdiction to be invalid or unenforceable, such provision shall be omitted from this Agreement. All remaining parts of this Agreement shall remain in full force and effect to the extent permissible by law.  

Privacy Policy

The term “you” refers to anyone who uses or views this website. Your use of the website indicates that you accept and agree to the regulations set forth in the privacy policy. If you do not accept this policy, you must not use the website. It is your responsibility to check the site for updates to the privacy policy.  

INFORMATION COLLECTION AND USE

Access to this website may result in your provision of personally identifiable information including your name and email address if you elect to register on this site or subscribe to our newsletter, email list, or otherwise contact or communicate with us. When commenting on posts, your name and picture will appear.

When you access the website, you may provide certain personally identifiable information including but not limited to your name, email address, phone number, address, avatar image, credit card information when you make a purchase on the website.

We will never sell your personal information. We will not disclose your information to third parties without your consent except to comply with state or federal laws.

Third party websites including those for affiliate marketing and advertising may use cookies and web beacons. You may elect to turn off cookies. You should familiarize yourself with the Terms and Conditions, Disclaimer, and Privacy Policy of any website you access through this site.

Similar to many other websites, some data is automatically collected when you access our site. Log Data and Google Analytics may collect information about your computer’s Internet Protocol Address (IP address), your broswer type, and your operating system,

 If you opt in to our email list you agree to receive email messages with news relating to this site. You may unsubscribe at any time by emailing [email protected]

 CAN-SPAM

We are in compliance with the regulations outlined in CAN-SPAM Act of 2003. We will not send you any spam or information that is misleading. You may “unsubscribe” at any time by contacting us.  

SECURITY

Your personal information security is important to us. Because information transmitted over the internet cannot be guaranteed to be 100% secure, we do not guarantee complete security of your information.

Your use of this website indicate your agreement to hold harmless the company for any breach in security or any third party use of your information which is unauthorized.

PRIVACY POLICY UPDATES 

This privacy policy is effective as of January 17, 2019. Periodic updates are likely and will be implemented as needed. It is your responsibility to visit this page in order to keep yourself informed of any future updates to this policy. Updates are effective immediately upon publishing.

CONTACT

If you have any questions or comments with regards to the privacy policy, disclaimer, and/or disclosure please contact us:

Kathryn Mancewicz at Money and Mountains

[email protected]